Du måste ha en underfråga för att få deras senaste datum per user ID
.
SELECT a.*, c.*
FROM users a
INNER JOIN payments c
ON a.id = c.user_ID
INNER JOIN
(
SELECT user_ID, MAX(date) maxDate
FROM payments
GROUP BY user_ID
) b ON c.user_ID = b.user_ID AND
c.date = b.maxDate
WHERE a.package = 1